Super easy one!
Grab a hoodie with pockets in the front that is slightly too short. It shouldn't completely cover your pussy or ass unless you push down on the hoodie with the pockets. Wear that too the store when you go shopping. Its easy to cover if keep it pushed down just don't forget! Also make sure to purchase the two famous items of a pack of condoms and a cucumber :P
If that doesn't work and you have a car, then driving naked is easy start. When you get comfortable with that a fun dare at night is leaving your car key across a parking lot, and going back to your car and putting all the clothes inside the trunk. Slamming it shut and then being forced to get the key and your clothes back
Curious how these work for you, do let us all know!