This is actually a really good idea, other things could be something like anal penetration of them with something for x minutes (or hours to be cruel...)
But in general this could work in many ways, alternatively you could have a punishment and reward system running parallel to one another and the slave could choose to use the reward points for either lowering the punishment score or for something pleasurable, like being permitted an orgasm or, for a high cost, days off.
Also they could either agree to costs together, or the master/ mistress could be cruel and not inform the slave of the points they have or what each punishment will cost
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